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   Redeemable GICs & Term Deposits

Term/Currency
CAD GIC
USD Term Deposit
1 Month 0.50% 0.50%
3 Months 0.50% 0.50%
6 Months 0.50% 0.50%
1 Year 1.00% 0.75%
2 Years 1.50% 1.25%
3 Years 2.25% 1.50%
4 Years 2.50% 1.75%
5 Years 2.75% 2.25%
Rates are as of July 27, 2010.

Early redemption is available only on GICs/Term Deposits with terms of 1 year and above at 0.75% (interest is paid only if early redemption is made at least 6 months after opening the GIC/Term Deposit). No interest is paid for early redemption on GICs/Term Deposits with terms of 1 year and above if the redemption is made within 6 months of opening the GIC/Term Deposit. No interest is paid for early redemption on 1 month, 3 month and 6 month GICs/Term Deposits. GIC and Term Deposit interest is compounded annually and payable at the end of term. Minimum of 1,000 is required in the currency of deposit. All interest rates are expressed on a per annum basis and are subject to change any time without notice. Other conditions may apply.
 
   Rate History
 

   Non-Redeemable GICs

Please call us at 1-888-424-2422 or visit one of our branches for most recent rates.

Minimum of C$1,000 is required. All interest rates are expressed on a per annum basis and are subject to change at any time without notice. Non-Redeemable GIC interest is compounded annually and payable at the end of term. Other conditions may apply.