HiVALUE® Chequing Account

A chequing account with all the features that you need

The HiVALUE Chequing Account is your everyday banking account with a host of services, created to suit your banking needs while earning interest too.

Key account features:

Available in Canadian and U.S. Dollars

Earn interest on your Canadian Dollar Chequing Account.

Administrative charges

– A minimal charge of $9.95 per month applies. This charge is waived if the following simple requirement is met:

  • Canadian Dollar HiVALUE Chequing Account - A minimum daily closing balance of C$3,000.00 is maintained
  • U.S. Dollar HiVALUE Chequing Account - A minimum daily closing balance of US$3,000.00 is maintained


Debit transactions – 25 free debit transactions per month

Access to funds – Easy access your funds online, in-branch, by phone and at over 3,600 ABMs. Deposits, withdrawals and balance inquiries through ABMs at our branches or on THE EXCHANGE® Network are free of charge 1. To find an ABM near you, click here.

International Money Transfers – Low cost money transfers to India and other countries

Overdraft Protection: You may also apply for an Overdraft Protection on your chequing account. Click here to know more

Safe and Secure: ICICI Bank Canada is a member of CDIC. Learn more about Canada Deposit Insurance.

Special benefits for Canadian Dollar HiVALUE Chequing Accounts:

  • Bill Payments – Free online
  • Initial cheque book – The first cheque book with 20 personalized cheques is provided free of charge. For subsequent cheque books, prices vary depending upon the cheque style and quantity.

Open your HiVALUE® Chequing Account in 3 Easy Steps.

Hisave Steps


To initiate a pre-authorized electronic direct deposit of your payroll to your HiVALUE Chequing Account, please click here to complete the “Automatic Payroll / Pension / Others (Direct) Deposit Form” and submit it to your employer’s Payroll Department.

1 Neither ICICI Bank Canada nor any of THE EXCHANGE® network ABM providers impose a surcharge for ABM deposits, withdrawals and inquiries.

Rates are available only on Canadian Dollar HiVALUE Chequing Account. All interest rates are expressed on a per annum basis and are subject to change any time without notice. Interest on a Canadian Dollar HiVALUE Chequing Account is calculated on the daily closing balance and paid monthly. Rates are subject to the account balance requirements set out above.