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| What
is Online Banking? |
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Online Banking is an
electronic service offered by ICICI Bank Canada to all our
customers. This service is available on our website at www.icicibank.ca. |
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| What
can I do with Online Banking? |
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Currently,
you can use Online Banking to:
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| Is
there a fee for Online Banking? |
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| There is no monthly
subscription fee for Online Banking. The service
charge per transaction depends on the type of account that
you have with ICICI Bank Canada. |
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| I would
like to sign up for Online Banking. What do I need and
how do I start? |
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| When you open an account with us, you are automatically set up for Online Banking.
You will receive a 10-digit Temporary Reference Number immediately. You would have to write a personal cheque payable to yourself,
drawn on a Canadian financial institution as your initial deposit in the account, and mail it to ICICI Bank Canada, P.O. Box 396, Don Mills, ON M3C 2S7. Your Customer Identification (CIF) Number, which is your Online Banking User ID
and your Online Banking Password would be sent to you in the mail once your cheque is cleared.
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| When
can I access Online Banking? |
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| Online Banking
is convenient - available 24 hours a day, 7 days a
week. It's banking anytime and anywhere you have an
Internet connection. |
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| What
are the minimum requirements I need for my computer? |
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| Along
with a computer that has Internet access, you'll also
need a compatible Internet browser which must have
a 128-bit encryption installed. We currently support
the following Internet browsers: · PC - Netscape Communicator 6.21 and 7.1, Internet Explorer 5.5 and above · MAC - Netscape Communicator 6.2.1 and 7.1, Internet Explorer 5.1 and 5.2. |
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| Which
of my accounts can be accessed via Online Banking? |
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Currently,
you can access the following types of accounts online:
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| What
are my daily transaction limits? |
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| There
are no daily transaction limits for transactions on
the Internet. |
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| How
long does it take to transfer funds between my accounts? |
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| Transfers
within ICICI Bank Canada accounts are done in real
time, which means they happen immediately. Transfers
to external linked accounts can take 2-3 business
days. However, please note that money transfers into
an ICICI Bank Canada account from external linked
accounts are subject to a hold period. For our “Hold
Funds Policy”, please refer to our Disclosure
Statement. |
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| Where
can I get help on Online Banking? |
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On the login page,
there is a comprehensive 'Help' function that provides
detailed information on every page. We'll guide you
through and also provide you with tips to make things
easier. You can always call us and speak to one of our Customer Service Specialists, toll-free at 1-888-ICICI-CA. |
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| What
if I forget my Online Banking Password? |
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If
you forget your Online Banking Password, please call
our Customer Contact Centre. We will generate a new
password and mail it out to you the next business
day. You will be required to change the password when
you use it for the first time. |
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| How
do I change my Online Banking Password? |
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| Once
you login, click on 'Update My Information' and select 'Change Password'. You can follow
the instructions on the page to change your password. |
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| Why
can't I see some text on the right side of the screen? |
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We recommend viewing your Online Banking session
in a screen resolution of 800x600 pixels. To do
this, go to Start in your Windows
menu bar. Select Settings and then
Control Panel. Double click on
Display and select the Settings
tab. In the section labelled Desktop area,
adjust the bar until you see 800x600 pixels displayed
just below the arrow. A resolution higher than this
(1024x768 pixels) would also be fine although everything
displayed would be smaller. |
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| Why
do I have a problem trying to log-on to Online Banking now, when I didn't have a problem earlier? |
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| You
may have to clear your browser's cache to help solve
the problem. For Internet Explorer browsers, go to Tools on the tool bar and select Internet Options. In the General tab under the section on Temporary Internet Files, click Delete files and OK. Close and reopen your browser. Then try to log-on to Online Banking again. For Netscape browsers, go to Edit on the tool bar and select Preferences. Under the Categories list, click on the plus sign next to Advanced to open the sub-categories. Select Cache and click on the Clear Memory Cache button and then OK. Click on Clear Disk Cache and then OK. Finally click OK. Close and reopen your browser. Then try to log-on to Online Banking again. |
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| Is
Online Banking safe? |
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We take security
seriously. Your financial information is protected by
your Customer Identification (CIF) Number and Online
Banking password. Our 128-bit encryption code and automatic
time-out also ensures that your information is safe.
Your CIF Number and Online Banking password must be
entered each time you log-on to Online Banking. If there
is no activity after 10 minutes, your Online Banking
session is terminated to prevent unauthorized access.
For additional security, we recommend that you:
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| Why
do I need to accept "cookies" to access my financial
information online? |
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| A
cookie is a text file that resides on your computer.
In order to provide a better, stable and secure service,
Online Banking uses two types of cookies as part
of the interaction between your browser and the Online Banking Service: Persistent Cookies: “A Persistent Cookie” is used infrequently throughout the year, to provide usage information on specific functions contained on our Online Banking Application. This cookie only tracks usage and does not contain any customer-related information. Per-session Cookies: A "Per-session Cookie" assigns a session ID when you log-on and stores it in your PC’s temporary memory (RAM). This session ID is used to establish and validate your PC during your Online Banking session. When you log-off Online Banking, the ‘Per-session Cookie” is removed. Per-session cookies do not contain any customer-related information. If your browser prompts you when a cookie is "served", you must accept it in order to access Online Banking. Since cookies are site specific, only ICICI Bank can access, decode and make use of the information. |
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