HiVALUE® Chequing Account

A chequing account with all the features that you need

The HiVALUE Chequing Account is your everyday banking account with a host of services, created to suit your banking needs while earning interest too.


Key account features:


Available in Canadian and U.S. Dollars


Attractive interest rates on the Canadian Dollar HiVALUE Chequing Account

Balance Tier:Interest Rate

First $1,000.00 (balance between $0.00 to $1,000.00)


Next $1,500.00 (balance between $1,000.01 to $2,500)


Over $2,500.00 (balance from $2,500.01 and above)


Administrative charges – A minimal charge of $6.00 per month applies. This charge is waived if the following simple requirement is met:

  • Canadian Dollar HiVALUE Chequing Account - A minimum daily closing balance of C$1,500.00 is maintained or the account holder is enrolled for the Payroll Direct Deposit Program
  • U.S. Dollar HiVALUE Chequing Account - A minimum daily closing balance of US$1,500.00 is maintained


 Debit transactions – 25 free debit transactions per month


Access to funds – Easy access your funds online, in-branch, by phone and at over 3,300 ABMs. Deposits, withdrawals and balance inquiries through ABMs at our branches or on THE EXCHANGE® Network are free of charge 1. To find an ABM near you, click here.


International Money Transfers – Low cost money transfers to India and other countries


Special benefits for Canadian Dollar HiVALUE Chequing Accounts:

  • Bill Payments – Free online bill payments
  • Initial cheque book – The first cheque book with 20 personalized cheques is provided free of charge,
  • Direct deposits, pre-authorized debits, in-branch debit transactions, Interac® Direct Payments (POS transactions) and much more…

Open your HiVALUE® Chequing Account in 3 Easy Steps.


Hisave Steps



To initiate a pre-authorized electronic direct deposit of your payroll to your HiVALUE Chequing Account, please click here to complete the “Automatic Payroll / Pension / Others (Direct) Deposit Form” and submit it to your employer’s Payroll Department.

1 Neither ICICI Bank Canada nor any of THE EXCHANGE® network ABM providers impose a surcharge for ABM deposits, withdrawals and inquiries.


Rates are available only on Canadian Dollar HiVALUE Chequing Account. All interest rates are expressed on a per annum basis and are subject to change any time without notice. Interest on a Canadian Dollar HiVALUE Chequing Account is calculated on the daily closing balance and paid monthly. Rates are subject to the account balance requirements set out above.