Rate History

Canadian Dollar Business GICs

US Dollar Business Term Deposits

Canadian Dollar Business GICs

Date                              Term                          Rate December 21, 2012 1 Year 1.00% December 21, 2012 2 Years 1.50% December 21, 2012 3 Years 2.25% December 21, 2012 4 Years 2.50% December 21, 2012 5 Years 2.75%

Date                              Term                          Rate July 27, 2010 1 Month 0.50% July 27, 2010 3 Months 0.50% July 27, 2010 6 Months 0.50% July 27, 2010 1 Year 1.00% July 27, 2010 2 Years 1.50% July 27, 2010 3 Years 2.25% July 27, 2010 4 Years 2.50% July 27, 2010 5 Years 2.75%

Date                              Term                          Rate May 15, 2009 1 Month 0.50% May 15, 2009 3 Months 0.50% May 15, 2009 6 Months 0.50% May 15, 2009 1 Year 0.75% May 15, 2009 2 Years 1.25% May 15, 2009 3 Years 1.50% May 15, 2009 4 Years 1.75% May 15, 2009 5 Years 2.25%

Date                              Term                          Rate April 03, 2009 1 Month 1.50% April 03, 2009 3 Months 1.50% April 03, 2009 6 Months 1.50% April 03, 2009 1 Year 1.85% April 03, 2009 2 Years 2.50% April 03, 2009 3 Years 3.00% April 03, 2009 4 Years 3.00% April 03, 2009 5 Years 3.50%

Date                              Term                          Rate March 19, 2009 1 Month 1.50% March 19, 2009 3 Months 1.50% March 19, 2009 6 Months 1.50% March 19, 2009 1 Year 2.15% March 19, 2009 2 Years 3.00% March 19, 2009 3 Years 3.25% March 19, 2009 4 Years 3.40% March 19, 2009 5 Years 3.75%

Date                              Term                          Rate February 17, 2009 1 Month 2.00% February 17, 2009 3 Months 2.50% February 17, 2009 6 Months 2.50% February 17, 2009 1 Year 2.50% February 17, 2009 2 Years 3.00% February 17, 2009 3 Years 3.25% February 17, 2009 4 Years 3.50% February 17, 2009 5 Years 3.75%

Date                              Term                          Rate January 13, 2009 1 Month 2.50% January 13, 2009 3 Months 2.55% January 13, 2009 6 Months 2.60% January 13, 2009 1 Year 3.10% January 13, 2009 2 Years 3.30% January 13, 2009 3 Years 3.55% January 13, 2009 4 Years 3.70% January 13, 2009 5 Years 3.95%

Date                              Term                          Rate December 15, 2008 1 Month 2.50% December 15, 2008 3 Months 2.55% December 15, 2008 6 Months 2.60% December 15, 2008 1 Year 3.30% December 15, 2008 2 Years 3.75% December 15, 2008 3 Years 4.10% December 15, 2008 4 Years 4.20% December 15, 2008 5 Years 4.40%

Date                              Term                          Rate October 27, 2008 1 Month 3.10% October 27, 2008 3 Months 3.20% October 27, 2008 6 Months 3.40% October 27, 2008 1 Year 3.85% October 27, 2008 2 Years 4.15% October 27, 2008 3 Years 4.35% October 27, 2008 4 Years 4.40% October 27, 2008 5 Years 4.40%

Date                              Term                          Rate May 8, 2008 1 Month 3.10% May 8, 2008 3 Months 3.20% May 8, 2008 6 Months 3.40% May 8, 2008 1 Year 3.75% May 8, 2008 2 Years 3.85% May 8, 2008 3 Years 4.00% May 8, 2008 4 Years 4.40% May 8, 2008 5 Years 4.50%

US Dollar Business Term Deposits

Date                              Term                           Rate December 21,2012 1 Year 0.75% December 21,2012 2 Years 1.25% December 21,2012 3 Years 1.50% December 21,2012 4 Years 1.75% December 21,2012 5 Years 2.25%

Date                              Term                           Rate November 04, 2009 1 month 0.50% November 04, 2009 3 months 0.50% November 04, 2009 6 months 0.50% November 04, 2009 1 Year 0.75% November 04, 2009 2 Years 1.25% November 04, 2009 3 Years 1.50% November 04, 2009 4 Years 1.75% November 04, 2009 5 Years 2.25%

Date                              Term                           Rate April 03, 2009 1 month 1.50% April 03, 2009 3 months 1.50% April 03, 2009 6 months 1.50% April 03, 2009 1 Year 1.75% April 03, 2009 2 Years 2.25% April 03, 2009 3 Years 2.50% April 03, 2009 4 Years 2.50% April 03, 2009 5 Years 2.50%

Date                              Term                           Rate March 19, 2009 1 month 1.50% March 19, 2009 3 months 1.50% March 19, 2009 6 months 1.50% March 19, 2009 1 Year 2.00% March 19, 2009 2 Years 2.50% March 19, 2009 3 Years 3.00% March 19, 2009 4 Years 3.00% March 19, 2009 5 Years 3.00%

Date                              Term                           Rate January 13, 2009 1 month 2.00% January 13, 2009 3 months 2.00% January 13, 2009 6 months 2.00% January 13, 2009 1 Year 2.25% January 13, 2009 2 Years 3.00% January 13, 2009 3 Years 3.75% January 13, 2009 4 Years 3.75% January 13, 2009 5 Years 3.75%

Date                              Term                           Rate March 20, 2008 1 month 2.60% March 20, 2008 3 months 2.60% March 20, 2008 6 months 2.65% March 20, 2008 1 Year 2.85% March 20, 2008 2 Years 3.00% March 20, 2008 3 Years 3.30% March 20, 2008 4 Years 3.60% March 20, 2008 5 Years 3.75%

Rate changes on Canadian Dollar Business GICs and US Dollar Business Term Deposits since March 20, 2008.