Annual Fee: $49
Interest Rates:
• Purchase: 19.99%
• Cash Advance: 21.99%
Features and Benefits
- Earn 2% bonus Cash Back Rewards on a reward category of your choice
- Earn 1% Cash Back Rewards on every other purchase you make1
- Accepted in over 170 countries
- Cash advance available at over 1 million automated teller machines (ATMs) worldwide
Additional Benefits#
- Purchase Security and Extended Warranty Insurance
Purchases from around the world are insured from loss, theft or damage by replacement, repair or reimbursement within 90 days of the purchase date. - Rental Car Collision Loss/ Damage Insurance
You are automatically covered by collision loss damage insurance for up to 48 consecutive days when you rent a vehicle in your name and use an ICICI Bank credit card to pay for the rental. You may decline the rental company’s collision damage waiver or loss damage waiver (or similar provision); however, it is advisable to compare the terms of the car rental agreement and your own insurance policy to decide which coverage best meets your protection needs. - Certificate of Insurance
Benefits for being a Visa Credit Cardholder
Visa Customer Service is only a phone call away for:
- Loss/Stolen card reporting
- Emergency card replacement service
- Emergency cash service
These services are subject to terms and conditions as updated by Visa periodically. To learn more about Visa and the benefits that they offer, please visit visa.ca. Visa Customer Service is available toll-free at 1-800-847-2911, or call collect at 1-303-967-1096.
1 Cash advances, purchase returns, card fees, service/transaction charges and interest charges are not eligible for ICICI Bank Cash Back Rewards.
*Trademark of Visa International Service Association and used under license.
The ICICI Bank, Rubyx and Coral names and logos are trademarks of ICICI Bank Limited and used under license. ICICI Bank Canada credit cards, any associated services and Cash Back Rewards are subject to ICICI Bank Cash Back Rewards Program Terms and Conditions which can be found at icicibank.ca/legal or at any ICICI Bank Canada branch.
#Insurance coverage is underwritten by Chubb Insurance Company of Canada, to whom you must forward all claims for insurance. Full details about insurance coverage can be found in the Certificate of Insurance sent to you with your credit card. Please read the Certificate of Insurance carefully and keep it in a safe place.
