Rate History


CAD Non-Redeemable GICs

USD Non-Redeemable Term Deposits

 

CAD Non-Redeemable GICs

Date

Term

Rate

October 29, 2025

1 Month

2.15%

October 29, 2025

2 Months

2.25%

October 29, 2025

3 Months

2.35%

October 29, 2025

6 Months

2.45%

October 29, 2025

9 Months

2.55%

October 29, 2025

1 Year

2.85%

October 29, 2025

15 Months

2.85%

October 29, 2025

18 months

2.95%

October 29, 2025

2 Years

3.05%

October 29, 2025

3 Years

3.05%

October 29, 2025

4 Years

3.15%

October 29, 2025

5 Years

3.25%

 

Date

Term

Rate

May 02, 2025

1 Month

2.30%

May 02, 2025

2 Months

2.40%

May 02, 2025

3 Months

2.50%

May 02, 2025

6 Months

2.60%

May 02, 2025

9 Months

2.70%

May 02, 2025

1 Year

3.10%

May 02, 2025

15 Months

3.15%

May 02, 2025

18 months

3.20%

May 02, 2025

2 Years

3.20%

May 02, 2025

3 Years

3.30%

May 02, 2025

4 Years

3.30%

May 02, 2025

5 Years

3.30%

 

Date

Term

Rate

December 27, 2024

1 Month

2.50%

December 27, 2024

2 Months

2.60%

December 27, 2024

3 Months

2.75%

December 27, 2024

6 Months

3.25%

December 27, 2024

9 Months

3.35%

December 27, 2024

1 Year

3.50%

December 27, 2024

15 Months

3.45%

December 27, 2024

18 months

3.40%

December 27, 2024

2 Years

3.30%

December 27, 2024

3 Years

3.30%

December 27, 2024

4 Years

3.25%

December 27, 2024

5 Years

3.25%

 


Date

Term

Rate

October 18, 2024

1 Month

2.75%

October 18, 2024

2 Months

3.00%

October 18, 2024

3 Months

3.50%

October 18, 2024

6 Months

3.75%

October 18, 2024

9 Months

4.00%

October 18, 2024

1 Year

4.15%

October 18, 2024

15 Months

4.10%

October 18, 2024

18 months

3.90%

October 18, 2024

2 Years

3.80%

October 18, 2024

3 Years

3.70%

October 18, 2024

4 Years

3.50%

October 18, 2024

5 Years

3.50%

 

Date

Term

Rate

August 13, 2024

1 Month

2.75%

August 13, 2024

2 Months

3.25%

August 13, 2024

3 Months

5.10%

August 13, 2024

6 Months

4.25%

August 13, 2024

9 Months

4.35%

August 13, 2024

1 Year

4.70%

August 13, 2024

15 Months

4.80%

August 13, 2024

18 months

4.80%

August 13, 2024

2 Years

4.35%

August 13, 2024

3 Years

4.25%

August 13, 2024

4 Years

4.25%

August 13, 2024

5 Years

4.25%

 

Date

Term

Rate

 June 13, 2024

1 Month

2.75%

June 13, 2024

2 Months

3.25%

June 13, 2024

3 Months

5.10%

June 13, 2024

6 Months

4.50%

June 13, 2024

9 Months

4.75%

June 13, 2024

1 Year

5.00%

June 13, 2024

15 Months

5.10%

June 13, 2024

18 months

5.00%

June 13, 2024

2 Years

4.90%

June 13, 2024

3 Years

4.65%

June 13, 2024

4 Years

4.65%

June 13, 2024

5 Years

4.60%

 

Date

Term

Rate

 April 24, 2024

1 Month

2.75%

 April 24, 2024

2 Months

3.25%

 April 24, 2024

3 Months

4.25%

 April 24, 2024

6 Months

4.75%

 April 24, 2024

9 Months

5.00%

 April 24, 2024

1 Year

5.35%

 April 24, 2024

15 Months

5.20%

 April 24, 2024

18 months

5.20%

 April 24, 2024

2 Years

5.00%

 April 24, 2024

3 Years

4.75%

 April 24, 2024

4 Years

4.75%

 April 24, 2024

5 Years

4.75%

 

Date

Term

Rate

 October 18, 2023

1 Month

2.75%

 October 18, 2023

2 Months

3.25%

 October 18, 2023

3 Months

4.00%

 October 18, 2023

6 Months

4.50%

 October 18, 2023

9 Months

4.75%

 October 18, 2023

1 Year

5.00%

 October 18, 2023

15 Months

5.00%

 October 18, 2023

18 months

5.00%

 October 18, 2023

2 Years

5.00%

 October 18, 2023

3 Years

4.50%

 October 18, 2023

4 Years

4.50%

 October 18, 2023

5 Years

4.50%

 

Date Term Rate

 September 22, 2023

1 Month

2.00%

September 22, 2023

2 Months

2.75%

September 22, 2023

3 Months

2.85%

September 22, 2023

6 Months

3.50%

September 22, 2023

9 Months

4.25%

September 22, 2023

12 Months /1 Year

4.70%

September 22, 2023

15 Months

4.70%

September 22, 2023

18 months

4.70%

September 22, 2023

24 Months /2 Years

4.70%

September 22, 2023

36 Months /3 Years

4.40%

September 22, 2023

48 Months /4 Years

4.40%

September 22, 2023

60 Months /5 Years

4.40%

 

Date Term Rate
November 10, 2022 1 Year 4.70%
November 10, 2022 2 Year 4.70%
November 10, 2022 3 Year 4.40%
November 10, 2022 4 Year 4.40%
November 10, 2022 5 Year 4.40%

 

Date Term Rate
August 03, 2022 1 Year 4.25%
August 03, 2022 2 Year 4.30%
August 03, 2022 3 Year 4.00%
August 03, 2022 4 Year 4.00%
August 03, 2022 5 Year 4.00%

 

Date Term Rate
July 18, 2022 1 Year 3.50%
July 18, 2022 2 Year 4.00%
July 18, 2022 3 Year 3.50%
July 18, 2022 4 Year 3.50%
July 18, 2022 5 Year 3.50%

 

Date Term Rate
May 26, 2022 1 Year 2.65%
May 26, 2022 2 Year 3.10%
May 26, 2022 3 Year 3.20%
May 26, 2022 4 Year 3.40%
May 26, 2022 5 Year 3.50%

 

Date Term Rate
April 13, 2022 1 Year 1.80%
April 13, 2022 2 Year 2.00%
April 13, 2022 3 Year 2.25%
April 13, 2022 4 Year 2.40%
April 13, 2022 5 Year 2.50%

 

Date Term Rate
March 7, 2022 1 Year 1.20%
March 7, 2022 2 Year 1.60%
March 7, 2022 3 Year 2.00%
March 7, 2022 4 Year 2.20%
March 7, 2022 5 Year 2.40%

 

Date Term Rate
May 26, 2021 1 Year 0.80%
May 26, 2021 2 Year 1.00%
May 26, 2021 3 Year 1.40%
May 26, 2021 4 Year 1.60%
May 26, 2021 5 Year 1.85%

 

Date Term Rate
November 2, 2020 1 Year 0.80%
November 2, 2020 2 Year 1.00%
November 2, 2020 3 Year 1.10%
November 2, 2020 4 Year 1.25%
November 2, 2020 5 Year 1.45%

 

Date Term Rate
September 21, 2020 1 Year 0.80%
September 21, 2020 2 Year 1.00%
September 21, 2020 3 Year 1.20%
September 21, 2020 4 Year 1.35%
September 21, 2020 5 Year 1.55%

 

Date Term Rate
August 4, 2020 1 Year 0.80%
August 4, 2020 2 Year 1.00%
August 4, 2020 3 Year 1.10%
August 4, 2020 4 Year 1.25%
August 4, 2020 5 Year 1.45%

 

Date Term Rate
July 6, 2020 1 Year 1.00%
July 6, 2020 2 Year 1.15%
July 6, 2020 3 Year 1.25%
July 6, 2020 4 Year 1.40%
July 6, 2020 5 Year 1.60%

 

Date Term Rate
June 16, 2020 1 Year 1.05%
June 16, 2020 2 Year 1.30%
June 16, 2020 3 Year 1.40%
June 16, 2020 4 Year 1.55%
June 16, 2020 5 Year 1.75%

 

Date Term Rate
June 2, 2020 1 Year 1.25%
June 2, 2020 2 Year 1.45%
June 2, 2020 3 Year 1.55%
June 2, 2020 4 Year 1.70%
June 2, 2020 5 Year 1.80%

 

Date Term Rate
May 19, 2020 1 Year 1.40%
May 19, 2020 2 Year 1.60%
May 19, 2020 3 Year 1.75%
May 19, 2020 4 Year 2.05%
May 19, 2020 5 Year 2.10%

 

Date Term Rate
March 13, 2020 1 Year 1.95%
March 13, 2020 2 Year 1.95%
March 13, 2020 3 Year 2.00%
March 13, 2020 4 Year 2.05%
March 13, 2020 5 Year 2.10%

 

Date Term Rate
October 10, 2019 1 Year 2.20%
October 10, 2019 2 Year 2.30%
October 10, 2019 3 Year 2.40%
October 10, 2019 4 Year 2.45%
October 10, 2019 5 Year 2.50%

 

Date Term Rate
June 4, 2018 1 Year 2.35%
June 4, 2018 2 Year 2.60%
June 4, 2018 3 Year 2.65%
June 4, 2018 4 Year 2.70%
June 4, 2018 5 Year 3.00%

 

Date Term Rate
July 24, 2015 1 Year 1.35%
July 24, 2015 2 Year 1.55%
July 24, 2015 3 Year 1.65%
July 24, 2015 4 Year 1.85%
July 24, 2015 5 Year 2.05%

 

Date Term Rate
May 12, 2015 1 Year 1.60%
May 12, 2015 2 Year 1.75%
May 12, 2015 3 Year 1.80%
May 12, 2015 4 Year 1.90%
May 12, 2015 5 Year 2.10%

 

Date Term Rate
February 2, 2015 1 Year 1.30%
February 2, 2015 2 Year 1.40%
February 2, 2015 3 Year 1.60%
February 2, 2015 4 Year 1.80%
February 2, 2015 5 Year 2.00%

 

Date Term Rate
July 5, 2012 1 Year 1.75%
July 5, 2012 2 Year 2.05%
July 5, 2012 3 Year 2.35%
July 5, 2012 4 Year 2.50%
July 5, 2012 5 Year 2.85%

 

Date Term Rate
November 8, 2010 1 Year 1.70%
November 8, 2010 2 Year 2.05%
November 8, 2010 3 Year 2.40%
July 05, 2012 4 Year 2.50%
July 05, 2012 5 Year 3.00%

 

Date Term Rate
October 29, 2010 1 Year 0.90%
October 29, 2010 2 Year 1.60%
October 29, 2010 3 Year 2.15%
October 29, 2010 4 Year 2.45%
October 29, 2010 5 Year 2.80%

 

Date Term Rate
July 27, 2010 1 Year 1.80%
July 27, 2010 2 Year 2.55%
July 27, 2010 3 Year 2.55%
July 27, 2010 4 Year 2.80%
July 27, 2010 5 Year 3.30%

 

Date Term Rate
June 11, 2010 1 Year 1.30%
June 11, 2010 2 Year 1.80%
June 11, 2010 3 Year 2.50%
June 11, 2010 4 Year 2.70%
June 11, 2010 5 Year 3.10%

 

Date Term Rate
March 11, 2010 1 Year 0.90%
March 11, 2010 2 Year 1.60%
March 11, 2010 3 Year 2.20%
March 11, 2010 4 Year 2.60%
March 11, 2010 5 Year 3.00%

 

Date Term Rate
February 12, 2010 1 Year 1.00%
February 12, 2010 2 Year 1.60%
February 12, 2010 3 Year 2.30%
February 12, 2010 4 Year 2.60%
February 12, 2010 5 Year 3.10%

 

Date Term Rate
December 17, 2009 1 Year 1.00%
December 17, 2009 2 Year 1.60%
December 17, 2009 3 Year 2.40%
December 17, 2009 4 Year 2.60%
December 17, 2009 5 Year 3.10%

 

Date Term Rate
September 10, 2009 1 Year 1.20%
September 10, 2009 2 Year 1.70%
September 10, 2009 3 Year 2.40%
September 10, 2009 4 Year 2.60%
September 10, 2009 5 Year 3.10%

 

Date Term Rate
July 2, 2009 1 Year 1.30%
July 2, 2009 2 Year 2.00%
July 2, 2009 3 Year 2.40%
July 2, 2009 4 Year 2.60%
July 2, 2009 5 Year 3.10%

 

Date Term Rate
June 30, 2009 1 Year 1.50%
June 30, 2009 2 Year 2.00%
June 30, 2009 3 Year 2.40%
June 30, 2009 4 Year 2.60%
June 30, 2009 5 Year 3.10%

 

Date Term Rate
June 12, 2009 1 Year 1.60%
June 12, 2009 2 Year 2.10%
June 12, 2009 3 Year 2.40%
June 12, 2009 4 Year 2.60%
June 12, 2009 5 Year 3.10%

 

Date Term Rate
May 15, 2009 1 Year 1.60%
May 15, 2009 2 Year 2.25%
May 15, 2009 3 Year 2.50%
May 15, 2009 4 Year 2.75%
May 15, 2009 5 Year 3.10%

 

Date Term Rate
April 03, 2009 1 Year 2.00%
April 03, 2009 2 Year 2.75%
April 03, 2009 3 Year 3.25%
April 03, 2009 4 Year 3.35%
April 03, 2009 5 Year 3.60%

 

Date Term Rate
March 19, 2009 1 Year 2.40%
March 19, 2009 2 Year 3.15%
March 19, 2009 3 Year 3.50%
March 19, 2009 4 Year 3.60%
March 19, 2009 5 Year 4.00%

 

Date Term Rate
February 17, 2009 1 Year 2.75%
February 17, 2009 2 Year 3.35%
February 17, 2009 3 Year 3.50%
February 17, 2009 4 Year 3.65%
February 17, 2009 5 Year 4.00%

 

Date Term Rate
January 20, 2009 1 Year 3.30%
January 20, 2009 2 Year 3.50%
January 20, 2009 3 Year 3.75%
January 20, 2009 4 Year 3.90%
January 20, 2009 5 Year 4.15%

 

USD Non-Redeemable Term Deposits

Date

Term

Rate

October 29, 2025

1 Month

2.30%

October 29, 2025

2 Months

2.95%

October 29, 2025

3 Months

3.70%

October 29, 2025

6 Months

3.95%

October 29, 2025

9 Months

3.95%

October 29, 2025

1 Year

3.95%

October 29, 2025

15 Months

3.70%

October 29, 2025

18 months

3.70%

October 29, 2025

2 Years

3.70%

October 29, 2025

3 Years

3.70%

October 29, 2025

4 Years

3.70%

October 29, 2025

5 Years

3.70%

 

Date

Term

Rate

October 18, 2024

1 Month

2.75%

October 18, 2024

2 Months

3.25%

October 18, 2024

3 Months

4.00%

October 18, 2024

6 Months

4.50%

October 18, 2024

9 Months

4.50%

October 18, 2024

1 Year

4.50%

October 18, 2024

15 Months

4.00%

October 18, 2024

18 months

4.00%

October 18, 2024

2 Years

4.00%

October 18, 2024

3 Years

4.00%

October 18, 2024

4 Years

4.00%

October 18, 2024

5 Years

4.00%

 

Date

Term

Rate

August 13, 2024

1 Month

2.75%

August 13, 2024

2 Months

3.25%

August 13, 2024

3 Months

4.25%

August 13, 2024

6 Months

5.00%

August 13, 2024

9 Months

5.15%

August 13, 2024

1 Year

5.00%

August 13, 2024

15 Months

5.00%

August 13, 2024

18 months

5.00%

August 13, 2024

2 Years

5.00%

August 13, 2024

3 Years

4.75%

August 13, 2024

4 Years

4.75%

August 13, 2024

5 Years

4.75%

 

Date

Term

Rate

 April 24, 2024

1 Month

2.75%

 April 24, 2024

2 Months

3.25%

 April 24, 2024

3 Months

4.25%

 April 24, 2024

6 Months

5.00%

 April 24, 2024

9 Months

5.15%

 April 24, 2024

1 Year

5.40%

 April 24, 2024

15 Months

5.25%

 April 24, 2024

18 months

5.15%

 April 24, 2024

2 Years

5.00%

 April 24, 2024

3 Years

4.20%

 April 24, 2024

4 Years

4.20%

 April 24, 2024

5 Years

4.20%

 

Date

Term

Rate

 October 18, 2023

1 Month

2.75%

 October 18, 2023

2 Months

3.25%

 October 18, 2023

3 Months

4.00%

 October 18, 2023

6 Months

4.50%

 October 18, 2023

9 Months

4.75%

 October 18, 2023

1 Year

5.00%

 October 18, 2023

15 Months

5.00%

 October 18, 2023

18 months

5.00%

 October 18, 2023

2 Years

5.00%

 October 18, 2023

3 Years

4.20%

 October 18, 2023

4 Years

4.20%

 October 18, 2023

5 Years

4.20%

 

Date Term Rate

September 22, 2023

1 Month

2.00%

September 22, 2023

2 Months

2.75%

September 22, 2023

3 Months

3.50%

September 22, 2023

6 Months

4.00%

September 22, 2023

9 Months

4.75%

September 22, 2023

12 Months /1 Year

4.75%

September 22, 2023

15 Months

4.75%

September 22, 2023

18 months

4.75%

September 22, 2023

24 Months /2 Years

4.70%

September 22, 2023

36 Months /3 Years

4.00%

September 22, 2023

48 Months /4 Years

4.00%

September 22, 2023

60 Months /5 Years

4.00%

 

Date Term Rate
October 6, 2022 1 Year 4.50%
October 6, 2022 2 Year 4.55%
October 6, 2022 3 Year 4.00%
October 6, 2022 4 Year 4.00%
October 6, 2022 5 Year 4.00%

 

Date Term Rate
July 18, 2022 1 Year 3.00%
July 18, 2022
2 Year 3.50%
July 18, 2022
3 Year 3.00%
July 18, 2022
4 Year 3.00%
July 18, 2022
5 Year 3.00%

 

Date Term Rate
August 4, 2020 1 Year 1.00%
August 4, 2020 2 Year 1.10%
August 4, 2020 3 Year 1.30%
August 4, 2020 4 Year 1.35%
August 4, 2020 5 Year 1.45%

 

Date Term Rate
June 16, 2020 1 Year 1.10%
June 16, 2020 2 Year 1.20%
June 16, 2020 3 Year 1.40%
June 16, 2020 4 Year 1.45%
June 16, 2020 5 Year 1.55%

 

Date Term Rate
March 13, 2020 1 Year 1.35%
March 13, 2020 2 Year 1.45%
March 13, 2020 3 Year 1.65%
March 13, 2020 4 Year 1.70%
March 13, 2020 5 Year 1.80%

 

Date Term Rate
December 10, 2019 1 Year 1.70%
December 10, 2019 2 Year 1.80%
December 10, 2019 3 Year 2.00%
December 10, 2019 4 Year 2.05%
December 10, 2019 5 Year 2.30%