Terms & Conditions for Global Customer Offer on ICICI Bank Canada Mortgages
*ICICI Bank Canada will provide the potential borrower a recommendation based on the above assessment; however, the potential borrower may choose a product at his or her own discretion.
#Rate quoted is based on the information provided by the customer and may change based on the profile of the customer. The final offered rate is at the discretion of the bank.
- Prime Customer shall have a Beacon >700, GDS/TDS <42%/47%, and no previous bankruptcy/consumer proposal/mortgage arrears in the past.
- Prime Plus Customer Discount Offer:
- This offer is applicable for Prime Customers only
- A Prime Customer becomes eligible for the Prime Plus Customer Discount Offer when the customer opts for pre-authorized mortgage payment debiting from an ICICI Bank Canada Chequing or Savings Account
Customer who does not have account with ICICI Bank Canada needs to open an account before getting the Commitment Letter. The customer shall opts for pre-authorized mortgage payment debiting from the ICICI Bank Canada account for the entire term of the mortgage
- This offer is applicable for Prime Customers only
- Global Customer is a customer who has active accounts with ICICI Bank Group in Canada and in one other country.
Global Customer Discount Offer:
This offer is applicable for Prime Customers only
A Prime Customer becomes eligible for the Global Customer Discount Offer when the customer opts for pre-authorized mortgage payment debiting from an ICICI Bank Canada Chequing or Savings Account and has an active account within ICICI Bank Group in one other country.
ICICI Bank Canada customers having NRE/NRO account(s) in India are eligible for the offer
Global Plus Customer Discount Offer
Verification is required through the latest bank statements or any other documents to support the account opening / deposits at least 10 working days prior to funding
Additional Terms & Conditions:
- ICICI Bank Canada provides assistance for ICICI Bank Group products under its referral program.
- Interest Rates are subject to meeting ICICI Bank Canada's credit granting criteria. Interest rates, terms and products are subject to change at any time without notice.
- To know more about the ICICI Bank Canada Chequing and Savings Accounts, visit https://www.icicibank.ca/en/personal/accounts
To know more about NRE/NRO accounts, visit https://www.icicibank.com/nri-banking/nri-banking?
- To know more about the ICICI Direct Account (DEMAT Account), visit https://www.icicidirect.com/nri-openaccount/home
- To know more about ICICI Bank India Home Loans, visit https://loans.icicibank.com/loans/home-loan/#/home-loan-application
- To know more about Deposit Accounts in CAD Currencies in India, visit https://www.icicibank.com/nri-banking/bankaccounts/fcnr-fixed-accounts. For other countries, refer to respective countries ICICI Bank website.