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ICICI Bank ICICI Bank

BEST FOR

Secure, tax-efficient growth

  • Assured returns with GICs

  • Redeemable & non-redeemable GICs

  • Tax-free savings through TFSA

  • Tax-deferred growth with RSPs

Why get it from us?

  • Secure & assured

    CDIC-insured deposits, assured GIC returns and trusted banking help protect your money while offering stability across savings and retirement investments.

  • Tax-efficient & flexible

    Benefit from tax-free TFSA growth, tax-deferred RSP savings and flexible GIC tenures to align investments with your short and long-term goals.

  • Digital account access

    View and manage your GICs, TFSAs and RSPs through ICICI Bank Canada’s online and phone banking channels, anytime and from anywhere, for simple and convenient investment servicing.

  • Trusted Canadian banking

    High interest rates, branch access, online convenience and CDIC protection for peace of mind

FAQs

What investment options does ICICI Bank Canada offer?

ICICI Bank Canada provides secure and tax-efficient investment products such as Guaranteed Investment Certificates (GICs), Tax-Free Savings Accounts (TFSA) and Retirement Savings Plans (RSP). These products offer assured returns, flexible tenures and options for both short-term and long-term savings, with online management for convenience.

How do Guaranteed Investment Certificates (GICs) work?

GICs are fixed-term investments offering assured interest rates. You can choose between redeemable GICs, which allow early withdrawal and non-redeemable GICs, which lock your funds for the term length but usually offer higher returns. All GIC deposits are insured by the Canada Deposit Insurance Corporation (CDIC), ensuring your capital is secure.

What are the benefits of opening a Tax-Free Savings Account (TFSA) with ICICI Bank Canada?

TFSA accounts allow your investments to grow tax-free and withdrawals are also tax-exempt. ICICI Bank Canada offers TFSA Savings Accounts and Tax-Free GICs with competitive interest rates, no minimum balance and no monthly fees. You can conveniently manage your TFSA online or by phone.

How can the Retirement Savings Plan (RSP) help me prepare for retirement?

ICICI Bank Canada’s RSPs offer tax-deferred growth, meaning you pay taxes only when you withdraw funds. With both RSP Savings Accounts and RSP GICs, you can enjoy flexible saving options, fixed interest rates and the security of CDIC insurance, helping you build a comfortable retirement income.

How can I conveniently manage my investment accounts?

ICICI Bank Canada offers easy online access to your GICs, TFSAs and RSPs. You can view balances, track interest, make contributions and request redemptions anytime from anywhere through the Hello Canada app or Net Banking.

In which currencies can I invest with ICICI Bank Canada?

You can invest in Canadian dollars (CAD) for all products. Additionally, you can invest in Redeemable and Non-Redeemable Term Deposits in U.S. dollars (USD).

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