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ICICI Bank ICICI Bank

BEST FOR

People seeking simple, smart banking

  • Earn interest on your CAD Chequing Account.

  • Unlimited debit use

  • Easy access online and at ABMs

  • Low fee waived with balance

Combined power of savings and investing

  • EASY ACCESS

    Access funds online, in-branch, by phone and 3,000+ ABMs

  • UNLIMITED DEBIT

    Use debit with no transaction charges

  • LOW FEE

    $9.95/month fee waived with CAD or USD 3,000 closing balance

  • INTERNATIONAL TRANSFERS

    Low-cost transfers to India and other countries

  • SAFE & SECURE

    Protected by Canadian Deposit Insurance Corporation (CDIC), your deposits are safe

FAQs

What is the HiVALUE Chequing Account?

The HiVALUE Chequing Account is a flexible everyday banking account designed for individuals who want easy access to their funds, unlimited debit transactions and the chance to earn interest on Canadian Dollar balances.

How much does it cost to maintain a HiVALUE Chequing Account?

There’s a standard monthly fee of CAD 9.95. However, this fee is waived if you maintain a minimum daily balance of CAD 3,000 for Canadian Dollar accounts or USD 3,000 for U.S. Dollar accounts.

Can I earn interest on my HiVALUE Chequing Account?

Interest is earned on Canadian Dollar HiVALUE Chequing Accounts. Interest is calculated daily on your closing balance and paid monthly. Rates may change and the interest applies only if balance requirements are met.

How can I access my funds?

You can access your money in multiple ways: online, by phone, in-branch and at over 3,000 ABMs, including THE EXCHANGE® Network. Deposits, withdrawals and balance inquiries at these ABMs are without any charges.

Are there any additional benefits with the HiVALUE Chequing Account?

Canadian Dollar accounts enjoy online bill payments, low-cost international money transfers and an initial cheque book with 20 personalised cheques at no charge. The account is also safe and secure as ICICI Bank Canada is a member of CDIC.