Try our new website for a faster, fresher, and smarter banking experience.

Old Old Version New New Version

 

SMSB Segmentation Category

The Bank is currently categorized as Category II SMSB in accordance with OSFI’s Small and Medium-Sized Deposit-Taking Institutions (SMSBs) Capital and Liquidity Requirements, section “Segmentation of SMSBs”.

 Financial Data

The following link to OSFI’s website may be referred for any additional information pertaining to the financial data for the Bank:

https://www.osfi-bsif.gc.ca/Eng/wt- ow/Pages/FINDAT.aspx

Frequency of Reporting

OSFI expects SMSBs to adhere to its Guidelines for frequency and format of pillar III reporting. Accordingly, the Bank’s relevant quantitative disclosure are provided quarterly and the general qualitative information of credit risk and operational risk are included as a part of the annual pillar 3 disclosures.

 

Basel – Pillar 3 Disclosures for 2026

Capital Related Disclosures under Basel III for Q2, 2026

Leverage Ratio Disclosures under Basel III for Q2, 2026

Key metrics for Q2, 2026

Reduced basic approach for CVA Risk (BA-CVA) for Q2, 2026

Capital adequacy as at June 30, 2026
CAD in thousands, except ratios
Tier – 1 capital
484,522
Tier – 2 capital
7,316
Total capital funds of the Bank491,838
Tier-1 capital adequacy ratio
18.12%
Total capital adequacy ratio

18.39%

 

 

Capital Related Disclosures under Basel III for Q1, 2026

Leverage Ratio Disclosures under Basel III for Q1, 2026

Key metrics for Q1, 2026

Reduced basic approach for CVA Risk (BA-CVA) for Q1, 2026

Capital adequacy as at March 31, 2026
CAD in thousands, except ratios
Tier – 1 capital
478,544
Tier – 2 capital
8,284
Total capital funds of the Bank486,828
Tier-1 capital adequacy ratio
18.30%
Total capital adequacy ratio

18.62%

 

 

Basel – Pillar 3 Disclosures for 2025

Pillar 3 Disclosures for the year ending December 31, 2025

Climate Risk Disclosure B15 for the year ending December 31, 2025

Capital Related Disclosures under Basel III for Q4, 2025

Leverage Ratio Disclosures under Basel III for Q4, 2025

Key metrics for Q4, 2025

Reduced basic approach for CVA Risk (BA-CVA) for Q4, 2025

Capital adequacy as at December 31, 2025
CAD in thousands, except ratios
Tier – 1 capital
492,686
Tier – 2 capital
8,455
Total capital funds of the Bank501,141
Tier-1 capital adequacy ratio
19.17%
Total capital adequacy ratio

19.49%

 

 

Capital Related Disclosures under Basel III for Q3, 2025

Leverage Ratio Disclosures under Basel III for Q3, 2025

Key metrics for Q3, 2025

Reduced basic approach for CVA Risk (BA-CVA) for Q3, 2025

Capital adequacy as at September 30, 2025
CAD in thousands, except ratios
Tier – 1 capital
488,724
Tier – 2 capital
7,452
Total capital funds of the Bank496,176
Tier-1 capital adequacy ratio
19.76%
Total capital adequacy ratio

20.06%

 

Capital Related Disclosures under Basel III for Q2, 2025

Leverage Ratio Disclosures under Basel III for Q2, 2025

Key metrics for Q2, 2025

Reduced basic approach for CVA Risk (BA-CVA) for Q2, 2025

Capital adequacy as at June 30, 2025
CAD in thousands, except ratios
Tier – 1 capital
481,508
Tier – 2 capital
11,884
Total capital funds of the Bank493,392
Tier-1 capital adequacy ratio19.15%
Total capital adequacy ratio19.62%

 

Capital Related Disclosures under Basel III for Q1, 2025

Leverage Ratio Disclosures under Basel III for Q1, 2025

Key metrics for Q1, 2025

Reduced basic approach for CVA Risk (BA-CVA) for Q1, 2025

Capital adequacy as at March 31, 2025
CAD in thousands, except ratios
Tier – 1 capital
474,935
Tier – 2 capital
12,889
Total capital funds of the Bank487,824
Tier-1 capital adequacy ratio17.96%
Total capital adequacy ratio18.45%

 

Basel – Pillar 3 Disclosures for 2024

Pillar 3 Disclosures for the year ending December 31, 2024

Capital Related Disclosures under Basel III for Q4, 2024

Leverage Ratio Disclosures under Basel III for Q4, 2024

Key metrics for Q4, 2024

Reduced basic approach for CVA Risk (BA-CVA) for Q4, 2024

Capital adequacy as at December 31, 2024
CAD in thousands, except ratios
Tier – 1 capital
510,908
Tier – 2 capital
14,488
Total capital funds of the Bank525,396
Tier-1 capital adequacy ratio
19.19%
Total capital adequacy ratio

19.73%

 

 

Capital Related Disclosures under Basel III for Q3, 2024

Leverage Ratio Disclosures under Basel III for Q3, 2024

Key metrics for Q3, 2024

Capital adequacy as at September 30, 2024
CAD in thousands, except ratios
Tier – 1 capital
493,432
Tier – 2 capital
15,018
Total capital funds of the Bank508,450
Tier-1 capital adequacy ratio
19.02%
Total capital adequacy ratio

19.60%

 

 

Capital Related Disclosures under Basel III for Q2, 2024

Leverage Ratio Disclosures under Basel III for Q2, 2024

Key metrics for Q2, 2024

Capital adequacy as at June 30, 2024
CAD in thousands, except ratios
Tier – 1 capital
469,503
Tier – 2 capital
15,411
Total capital funds of the Bank484,914
Tier-1 capital adequacy ratio
18.26%
Total capital adequacy ratio

18.86%

 

 

Capital Related Disclosures under Basel III for Q1, 2024

Leverage Ratio Disclosures under Basel III for Q1, 2024

Key metrics for Q1, 2024

Capital adequacy as at March 31, 2024
CAD in thousands, except ratios
Tier – 1 capital
447,716
Tier – 2 capital
15,971
Total capital funds of the Bank463,687
Tier-1 capital adequacy ratio
17.22%
Total capital adequacy ratio

17.84%

 

 

Basel – Pillar 3 Disclosures for 2023

Pillar 3 Disclosures for the year ending December 31, 2023

Capital Related Disclosures under Basel III for Q4, 2023

Leverage Ratio Disclosures under Basel III for Q4, 2023

Key metrics for Q4, 2023

Capital adequacy as at December 31, 2023
CAD in thousands, except ratios
Tier – 1 capital
463,221
Tier – 2 capital
18,557
Total capital funds of the Bank481,778
Tier-1 capital adequacy ratio
17.82%
Total capital adequacy ratio

18.53%

 

 

Capital Related Disclosures under Basel III  for Q3, 2023

Leverage Ratio Disclosures under Basel III for Q3, 2023

Capital adequacy as at September 30, 2023
CAD in thousands, except ratios
Tier – 1 capital
422,491
Tier – 2 capital
15,761
Total capital funds of the Bank458,252
Tier-1 capital adequacy ratio
17.82%
Total capital adequacy ratio

18.46%

 

 

Capital Related Disclosures under Basel III for Q2, 2023

Leverage Ratio Disclosures under Basel III for Q2, 2023

Capital adequacy as at June 30, 2023
CAD in thousands, except ratios
Tier – 1 capital
421,398
Tier – 2 capital
17,269
Total capital funds of the Bank438,667
Tier-1 capital adequacy ratio
17.65%
Total capital adequacy ratio

18.37%

 

Capital Related Disclosures under Basel III for Q1, 2023

Leverage Ratio Disclosures under Basel III for Q1, 2023

Capital adequacy as at March 31, 2023
CAD in thousands, except ratios
Tier – 1 capital406,688
Tier – 2 capital18,326
Total capital funds of the Bank425,014
Tier-1 capital adequacy ratio16.51%
Total capital adequacy ratio17.26%
 

 

 

Pillar 3 Disclosures for the year ending December 31, 2022

 

Capital Related Disclosures under Basel III for Q4, 2022

 

Leverage Ratio Disclosures under Basel III for Q4, 2022

 

Capital adequacy as at December 31, 2022
CAD in thousands, except ratios
Tier – 1 capital406,421
Tier – 2 capital18,870
Total capital funds of the Bank425,291
Tier-1 capital adequacy ratio16.83%
Total capital adequacy ratio17.61%

 

Capital Related Disclosures under Basel III for Q3, 2022

 

Leverage Ratio Disclosures under Basel III for Q3, 2022

 

Capital adequacy as at September 30, 2022
CAD in thousands, except ratios
Tier – 1 capital393,524
Tier – 2 capital16,170
Total capital funds of the Bank409,694
Tier-1 capital adequacy ratio16.08%
Total capital adequacy ratio16.74%

 

Capital Related Disclosures under Basel III for Q2, 2022

 

Leverage Ratio Disclosures under Basel III for Q2, 2022

 

Capital adequacy as at June 30, 2022
CAD in thousands, except ratios
Tier – 1 capital383,066
Tier – 2 capital16,313
Total capital funds of the Bank399,379
Tier-1 capital adequacy ratio15.75%
Total capital adequacy ratio16.42%

 

Capital Related Disclosures under Basel III for Q1, 2022

 

Leverage Ratio Disclosures under Basel III for Q1, 2022

 

Capital adequacy as at March 31, 2022
CAD in thousands, except ratios
Tier – 1 capital378,144
Tier – 2 capital16,076
Total capital funds of the Bank394,220
Tier-1 capital adequacy ratio16.50%
Total capital adequacy ratio17.20%

Pillar 3 Disclosures for the year ending December 31, 2021

 

Capital Related Disclosures under Basel III for Q4, 2021

 

Leverage Ratio Disclosures under Basel III for Q4, 2021

 

Capital adequacy as at December 31, 2021
CAD in thousands, except ratios
Tier – 1 capital612,547
Tier – 2 capital14,106
Total capital funds of the Bank626,653
Tier-1 capital adequacy ratio25.88%
Total capital adequacy ratio26.47%

 

Capital Related Disclosures under Basel III for Q3, 2021

 

Leverage Ratio Disclosures under Basel III for Q3, 2021

 

Capital adequacy as at September 30, 2021
CAD in thousands, except ratios
Tier – 1 capital605,222
Tier – 2 capital19,095
Total capital funds of the Bank624,317
Tier-1 capital adequacy ratio25.24%
Total capital adequacy ratio26.04%

 

Capital Related Disclosures under Basel III for Q2, 2021

 

Leverage Ratio Disclosures under Basel III for Q2, 2021

 

Capital adequacy as at June 30, 2021
CAD in thousands, except ratios
Tier – 1 capital598,344
Tier – 2 capital20,914
Total capital funds of the Bank619,258
Tier-1 capital adequacy ratio23.98%
Total capital adequacy ratio24.82%

 

Capital Related Disclosures under Basel III for Q1, 2021

 

Leverage Ratio Disclosures under Basel III for Q1, 2021

 

Capital adequacy as at March 31, 2021
CAD in thousands, except ratios
Tier – 1 capital593,285
Tier – 2 capital19,526
Total capital funds of the Bank612,811
Tier-1 capital adequacy ratio23.33%
Total capital adequacy ratio24.09%
Expand AllClose All

Basel – Pillar 3 Disclosures for 2020


Pillar 3 Disclosures for the year ending December 31, 2020

 

Capital Related Disclosures under Basel III for Q4, 2020

 

Leverage Ratio Disclosures under Basel III for Q4, 2020

 

Capital adequacy as at December 31, 2020
CAD in thousands, except ratios
Tier – 1 capital594,169
Tier – 2 capital18,632
Total capital funds of the Bank612,801
Tier-1 capital adequacy ratio22.20%
Total capital adequacy ratio22.90%

 

Capital Related Disclosures under Basel III for Q3, 2020

 

Leverage Ratio Disclosures under Basel III for Q3, 2020

 

Capital adequacy as at September 30, 2020
CAD in thousands, except ratios
Tier – 1 capital594,021
Tier – 2 capital23,072
Total capital funds of the Bank617,093
Tier-1 capital adequacy ratio20.59%
Total capital adequacy ratio21.39%

 

Capital Related Disclosures under Basel III for Q2, 2020

 

Leverage Ratio Disclosures under Basel III for Q2, 2020

 

Capital adequacy as at June 30, 2020
CAD in thousands, except ratios
Tier – 1 capital593,440
Tier – 2 capital24,547
Total capital funds of the Bank617,987
Tier-1 capital adequacy ratio19.36%
Total capital adequacy ratio20.16%

 

Capital Related Disclosures under Basel III for Q1, 2020

 

Leverage Ratio Disclosures under Basel III for Q1, 2020

 

Capital adequacy as at March 31, 2020
CAD in thousands, except ratios
Tier – 1 capital591,668
Tier – 2 capital22,958
Total capital funds of the Bank614,626
Tier-1 capital adequacy ratio18.38%
Total capital adequacy ratio19.09%

Basel – Pillar 3 Disclosures for 2019


Pillar 3 Disclosures for the year ending December 31, 2019

 

Capital Related Disclosures under Basel III for Q4, 2019

 

Leverage Ratio Disclosures under Basel III for Q4, 2019

 

Capital adequacy as at December 31, 2019
CAD in thousands, except ratios
Tier – 1 capital609,967
Tier – 2 capital15,833
Total capital funds of the Bank625,800
Tier-1 capital adequacy ratio19.09%
Total capital adequacy ratio19.59%

 

Capital Related Disclosures under Basel III for Q3, 2019

 

Leverage Ratio Disclosures under Basel III for Q3, 2019

 

Capital adequacy as at September 30, 2019
CAD in thousands, except ratios
Tier – 1 capital588,433
Tier – 2 capital15,881
Total capital funds of the Bank604,314
Tier-1 capital adequacy ratio18.40%
Total capital adequacy ratio18.89%

 

Capital Related Disclosures under Basel III for Q2, 2019

 

Leverage Ratio Disclosures under Basel III for Q2, 2019

 

Capital adequacy as at June 30, 2019
CAD in thousands, except ratios
Tier – 1 capital574,489
Tier – 2 capital15,259
Total capital funds of the Bank589,748
Tier-1 capital adequacy ratio17.88%
Total capital adequacy ratio18.36%

 

Capital Related Disclosures under Basel III for Q1, 2019

 

Leverage Ratio Disclosures under Basel III for Q1, 2019

 

Capital adequacy as at March 31, 2019
CAD in thousands, except ratios
Tier – 1 capital562,404
Tier – 2 capital15,141
Total capital funds of the Bank577,545
Tier-1 capital adequacy ratio16.64%
Total capital adequacy ratio17.08%

Basel – Pillar 3 Disclosures for 2018


Pillar 3 Disclosures for the year ending December 31, 2018

 

Capital Related Disclosures under Basel III for Q4, 2018

 

Leverage Ratio Disclosures under Basel III for Q4, 2018

 

Capital adequacy as at December 31, 2018
CAD in thousands, except ratios
Tier – 1 capital573,977
Tier – 2 capital18,953
Total capital funds of the Bank592,930
Tier-1 capital adequacy ratio16.02%
Total capital adequacy ratio16.55%

 

Capital Related Disclosures under Basel III for Q3, 2018

 

Leverage Ratio Disclosures under Basel III for Q3, 2018

 

Capital adequacy as at September 30, 2018
CAD in thousands, except ratios
Tier – 1 capital558,644
Tier – 2 capital17,412
Total capital funds of the Bank576,056
Tier-1 capital adequacy ratio16.74%
Total capital adequacy ratio17.26%

 

Capital Related Disclosures under Basel III for Q2, 2018

 

Leverage Ratio Disclosures under Basel III for Q2, 2018

 

Capital adequacy as at June 30, 2018
CAD in thousands, except ratios
Tier – 1 capital546,792
Tier – 2 capital17,485
Total capital funds of the Bank564,277
Tier-1 capital adequacy ratio17.03%
Total capital adequacy ratio17.57%

 

Capital Related Disclosures under Basel III for Q1, 2018

 

Leverage Ratio Disclosures under Basel III for Q1, 2018

 

Capital adequacy as at March 31, 2018
CAD in thousands, except ratios
Tier – 1 capital532,734
Tier – 2 capital21,039
Total capital funds of the Bank553,773
Tier-1 capital adequacy ratio16.65%
Total capital adequacy ratio17.31%

Basel – Pillar 3 Disclosures for 2017


Pillar 3 Disclosures for the year ending December 31, 2017

 

Capital Related Disclosures under Basel III for Q4, 2017

 

Leverage Ratio Disclosures under Basel III for Q4, 2017

 

Capital adequacy as at December 31, 2017
CAD in thousands, except ratios
Tier – 1 capital648,462
Tier – 2 capital0
Total capital funds of the Bank648,462
Tier-1 capital adequacy ratio21.06%
Total capital adequacy ratio21.06%

 

Capital Related Disclosures under Basel III for Q3, 2017

 

Leverage Ratio Disclosures under Basel III for Q3, 2017

 

Capital adequacy as at September 30, 2017
CAD in thousands, except ratios
Tier – 1 capital640,273
Tier – 2 capital0
Total capital funds of the Bank640,273
Tier-1 capital adequacy ratio21.19%
Total capital adequacy ratio21.19%

 

Capital Related Disclosures under Basel III for Q2, 2017

 

Leverage Ratio Disclosures under Basel III for Q2, 2017

 

Capital adequacy as at June 30, 2017
CAD in thousands, except ratios
Tier – 1 capital629,114
Tier – 2 capital0
Total capital funds of the Bank629,114
Tier-1 capital adequacy ratio21.62%
Total capital adequacy ratio21.62%

 

Capital Related Disclosures under Basel III for Q1, 2017

 

Leverage Ratio Disclosures under Basel III for Q1, 2017

 

Capital adequacy as at March 31, 2017
CAD in thousands, except ratios
Tier – 1 capital619,194
Tier – 2 capital0
Total capital funds of the Bank619,194
Tier-1 capital adequacy ratio21.84%
Total capital adequacy ratio21.84%

Basel – Pillar 3 Disclosures for 2016


Pillar 3 Disclosures for the year ending December 31, 2016

 

Capital Related Disclosures under Basel III for Q4, 2016

 

Leverage Ratio Disclosures under Basel III for Q4, 2016

 

Capital adequacy as at December 31, 2016
CAD in thousands, except ratios
Tier – 1 capital733,796
Tier – 2 capital0
Total capital funds of the Bank733,796
Tier-1 capital adequacy ratio24.65%
Total capital adequacy ratio24.65%

 

Capital Related Disclosures under Basel III for Q3, 2016

 

Leverage Ratio Disclosures under Basel III for Q3, 2016

 

Capital adequacy as at September 30, 2016
CAD in thousands, except ratios
Tier – 1 capital771,108
Tier – 2 capital0
Total capital funds of the Bank771,108
Tier-1 capital adequacy ratio24.91%
Total capital adequacy ratio24.91%

 

Capital Related Disclosures under Basel III for Q2, 2016

 

Leverage Ratio Disclosures under Basel III for Q2, 2016

 

Capital adequacy as at June 30, 2016
CAD in thousands, except ratios
Tier – 1 capital779,805
Tier – 2 capital0
Total capital funds of the Bank779,805
Tier-1 capital adequacy ratio22.51%
Total capital adequacy ratio22.51%

 

Capital Related Disclosures under Basel III for Q1, 2016

 

Leverage Ratio Disclosures under Basel III for Q1, 2016

 

Capital adequacy as at March 31, 2016
CAD in thousands, except ratios
Tier – 1 capital779,077
Tier – 2 capital0
Total capital funds of the Bank779,077
Tier-1 capital adequacy ratio23.63%
Total capital adequacy ratio23.63%

Basel – Pillar 3 Disclosures for 2015


Pillar 3 Disclosures for the year ending December 31, 2015

 

Capital Related Disclosures under Basel III for Q4, 2015

 

Leverage Ratio Disclosures under Basel III for Q4, 2015

 

Capital adequacy as at December 31, 2015
CAD in ‘000, except ratios
Tier – 1 capital851,053
Tier – 2 capital0
Total capital funds of the Bank851,053
Tier-1 capital adequacy ratio23.65%
Total capital adequacy ratio23.65%

 

Capital Related Disclosures under Basel III for Q3, 2015

 

Capital adequacy as at September 30, 2015
CAD in ‘000, except ratios
Tier – 1 capital849,368
Tier – 2 capital0
Total capital funds of the Bank849,368
Tier-1 capital adequacy ratio25.21%
Total capital adequacy ratio25.21%

 

Capital Related Disclosures under Basel III for Q2 2015

 

Capital adequacy as at June 30, 2015
CAD in ‘000, except ratios
Tier – 1 capital846,018
Tier – 2 capital0
Total capital funds of the Bank846,018
Tier-1 capital adequacy ratio27.66%
Total capital adequacy ratio27.66%

 

Capital Related Disclosures under Basel III for Q1 2015

 

Capital adequacy as at March 31, 2015
CAD in ‘000, except ratios
Tier – 1 capital838,576
Tier – 2 capital25,000
Total capital funds of the Bank863,576
Tier-1 capital adequacy ratio27.69%
Total capital adequacy ratio28.52%

Basel – Pillar 3 Disclosures for 2014


Pillar 3 Disclosures for the year ending December 31, 2014

 

Capital Related Disclosures under Basel III for Q4 2014

 

Capital adequacy as at December 31, 2014
CAD in ‘000, except ratios
Tier – 1 capital939,360
Tier – 2 capital30,000
Total capital funds of the Bank969,360
Tier-1 capital adequacy ratio32.15%
Total capital adequacy ratio33.17%

 

Capital Related Disclosures under Basel III for Q3 2014

 

Capital adequacy as at September 30, 2014
CAD in ‘000, except ratios
Tier – 1 capital939,898
Tier – 2 capital30,000
Total capital funds of the Bank969,898
Tier-1 capital adequacy ratio32.92%
Total capital adequacy ratio33.98%

 

Capital Related Disclosures under Basel III for Q2 2014

 

Capital adequacy as at June 30, 2014
CAD in ‘000, except ratios
Tier – 1 capital937,456
Tier – 2 capital35,000
Total capital funds of the Bank972,456
Tier-1 capital adequacy ratio29.48%
Total capital adequacy ratio30.58%

 

Capital Related Disclosures under Basel III for Q1 2014

 

Capital adequacy as at March 31, 2014
CAD in ‘000, except ratios
Tier – 1 capital923,654
Tier – 2 capital35,000
Total capital funds of the Bank958,654
Tier-1 capital adequacy ratio28.65%
Total capital adequacy ratio29.73%

Basel – Pillar 3 Disclosures for 2013


Pillar 3 Disclosures for the year ending December 31, 2013

 

Capital Related Disclosures under Basel III for Q4 2013

 

Capital adequacy as at December 31, 2013
CAD in ‘000, except ratios
Tier – 1 capital947,264
Tier – 2 capital40,000
Total capital funds of the Bank987,264
Tier-1 capital adequacy ratio30.33%
Total capital adequacy ratio31.61%

 

Capital Related Disclosures under Basel III for Q3 2013

 

Capital adequacy as at September 30, 2013
CAD in ‘000, except ratios
Tier – 1 capital936,789
Tier – 2 capital40,000
Total capital funds of the Bank976,789
Tier-1 capital adequacy ratio29.96%
Total capital adequacy ratio31.24%

 

Capital Related Disclosures under Basel III for Q2 2013

 

Capital adequacy as at June 30, 2013
CAD in ‘000, except ratios
Tier – 1 capital924,544
Tier – 2 capital45,000
Total capital funds of the Bank969,544
Tier-1 capital adequacy ratio29.57%
Total capital adequacy ratio31.01%

 

Capital Related Disclosures under Basel III for Q1 2013

 

Capital adequacy as at March 31, 2013
CAD in ‘000, except ratios
Tier – 1 capital1,015,144
Tier – 2 capital45,000
Total capital funds of the Bank1,060,144
Tier-1 capital adequacy ratio31.81%
Total capital adequacy ratio33.22%

Basel – Pillar 3 Disclosures for 2012


Pillar 3 Disclosures for the year ending December 31, 2012

 

Capital adequacy as at December 31, 2012
CAD in ‘000, except ratios
Tier – 1 capital995,286
Tier – 2 capital63,212
Total capital funds of the Bank1,058,498
Tier-1 capital adequacy ratio32.48%
Total capital adequacy ratio34.54%

 

Capital adequacy as at September 30, 2012
CAD in ‘000, except ratios
Tier – 1 capital983,714
Tier – 2 capital57,038
Total capital funds of the Bank1,040,752
Tier-1 capital adequacy ratio32.15%
Total capital adequacy ratio34.01%

 

Capital adequacy as at June 30, 2012
CAD in ‘000, except ratios
Tier – 1 capital974,400
Tier – 2 capital57,039
Total capital funds of the Bank1,031,439
Tier-1 capital adequacy ratio30.03%
Total capital adequacy ratio31.79%

 

Capital adequacy as at March 31, 2012
CAD in ‘000, except ratios
Tier – 1 capital986,492
Tier – 2 capital61,119
Total capital funds of the Bank1,047,611
Tier-1 capital adequacy ratio29.85%
Total capital adequacy ratio31.69%

Basel – Pillar 3 Disclosures for 2011


Capital adequacy as at December 31, 2011
CAD in ‘000, except ratios
Tier – 1 capital976,155
Tier – 2 capital61,083
Total capital funds of the Bank1,037,238
Tier-1 capital adequacy ratio29.73%
Total capital adequacy ratio31.59%

 

Capital adequacy as at September 30, 2011
CAD in ‘000, except ratios
Tier – 1 capital968,170
Tier – 2 capital56,808
Total capital funds of the Bank1,024,978
Tier-1 capital adequacy ratio27.70%
Total capital adequacy ratio29.32%

 

Capital adequacy as at June 30, 2011
CAD in ‘000, except ratios
Tier – 1 capital966,372
Tier – 2 capital57,324
Total capital funds of the Bank1,023,696
Tier-1 capital adequacy ratio26.90%
Total capital adequacy ratio28.50%

 

Capital adequacy as at March 31, 2011
CAD in ‘000, except ratios
Tier – 1 capital953,999
Tier – 2 capital57,351
Total capital funds of the Bank1,011,350
Tier-1 capital adequacy ratio24.83%
Total capital adequacy ratio26.32%

Basel – Pillar 3 Disclosures for 2010


Capital adequacy as at December 31, 2010
CAD in ‘000, except ratios
Tier – 1 capital955,979
Tier – 2 capital55,348
Total capital funds of the Bank1,011,327
Tier-1 capital adequacy ratio25.04%
Total capital adequacy ratio26.49%

 

Capital adequacy as at September 30, 2010
CAD in ‘000, except ratios
Tier – 1 capital947,304
Tier – 2 capital54,452
Total capital funds of the Bank1,001,756
Tier-1 capital adequacy ratio21.67%
Total capital adequacy ratio22.91%

 

Capital adequacy as at June 30, 2010
CAD in ‘000, except ratios
Tier – 1 capital940,350
Tier – 2 capital52,150
Total capital funds of the Bank992,500
Tier-1 capital adequacy ratio21.30%
Total capital adequacy ratio22.48%

 

Capital adequacy as at March 31, 2010
CAD in ‘000, except ratios
Tier – 1 capital940,712
Tier – 2 capital51,675
Total capital funds of the Bank992,387
Tier-1 capital adequacy ratio22.16%
Total capital adequacy ratio23.37%

Basel – Pillar 3 Disclosures for 2009


Capital adequacy as at December 31, 2009
CAD in ‘000, except ratios
Tier – 1 capital931,438
Tier – 2 capital50,467
Total capital funds of the Bank981,905
Tier-1 capital adequacy ratio22.26%
Total capital adequacy ratio23.47%

 

Capital adequacy as at September 30, 2009
CAD in ‘000, except ratios
Tier – 1 capital947,990
Tier – 2 capital67,486
Total capital funds of the Bank1,015,476
Tier-1 capital adequacy ratio21.68%
Total capital adequacy ratio23.22%

 

Capital adequacy as at June 30, 2009
CAD in ‘000, except ratios
Tier – 1 capital937,741
Tier – 2 capital67,476
Total capital funds of the Bank1,005,217
Tier-1 capital adequacy ratio20.54%
Total capital adequacy ratio22.02%

 

Capital adequacy as at March 31, 2009
CAD in ‘000, except ratios
Tier – 1 capital928,924
Tier – 2 capital67,312
Total capital funds of the Bank996,236
Tier-1 capital adequacy ratio18.55%
Total capital adequacy ratio19.89%

Basel – Pillar 3 Disclosures for 2008


Capital adequacy as at December 31, 2008
CAD in ‘000, except ratios
Tier – 1 capital685,839
Tier – 2 capital67,412
Total capital funds of the Bank753,251
Tier-1 capital adequacy ratio14.78%
Total capital adequacy ratio16.23%

 

Capital adequacy as at September 30, 2008
CAD in ‘000, except ratios
Tier – 1 capital452,100
Tier – 2 capital70,522
Total capital funds of the Bank522,622
Tier-1 capital adequacy ratio13.00%
Total capital adequacy ratio15.03%

 

Capital adequacy as at June 30, 2008
CAD in ‘000, except ratios
Tier – 1 capital349,046
Tier – 2 capital42,861
Total capital funds of the Bank391,907
Tier-1 capital adequacy ratio13.80%
Total capital adequacy ratio15.50%

 

Capital adequacy as at March 31, 2008
CAD in ‘000, except ratios
Tier – 1 capital350,852
Tier – 2 capital45,388
Total capital funds of the Bank396,240
Tier-1 capital adequacy ratio18.91%
Total capital adequacy ratio21.35%

Pillar 3 Disclosures for the year ending December 31, 2020

 

Capital Related Disclosures under Basel III for Q4, 2020

 

Leverage Ratio Disclosures under Basel III for Q4, 2020

 

Capital adequacy as at December 31, 2020
CAD in thousands, except ratios
Tier – 1 capital594,169
Tier – 2 capital18,632
Total capital funds of the Bank612,801
Tier-1 capital adequacy ratio22.20%
Total capital adequacy ratio22.90%

 

Capital Related Disclosures under Basel III for Q3, 2020

 

Leverage Ratio Disclosures under Basel III for Q3, 2020

 

Capital adequacy as at September 30, 2020
CAD in thousands, except ratios
Tier – 1 capital594,021
Tier – 2 capital23,072
Total capital funds of the Bank617,093
Tier-1 capital adequacy ratio20.59%
Total capital adequacy ratio21.39%

 

Capital Related Disclosures under Basel III for Q2, 2020

 

Leverage Ratio Disclosures under Basel III for Q2, 2020

 

Capital adequacy as at June 30, 2020
CAD in thousands, except ratios
Tier – 1 capital593,440
Tier – 2 capital24,547
Total capital funds of the Bank617,987
Tier-1 capital adequacy ratio19.36%
Total capital adequacy ratio20.16%

 

Capital Related Disclosures under Basel III for Q1, 2020

 

Leverage Ratio Disclosures under Basel III for Q1, 2020

 

Capital adequacy as at March 31, 2020
CAD in thousands, except ratios
Tier – 1 capital591,668
Tier – 2 capital22,958
Total capital funds of the Bank614,626
Tier-1 capital adequacy ratio18.38%
Total capital adequacy ratio19.09%

Pillar 3 Disclosures for the year ending December 31, 2019

 

Capital Related Disclosures under Basel III for Q4, 2019

 

Leverage Ratio Disclosures under Basel III for Q4, 2019

 

Capital adequacy as at December 31, 2019
CAD in thousands, except ratios
Tier – 1 capital609,967
Tier – 2 capital15,833
Total capital funds of the Bank625,800
Tier-1 capital adequacy ratio19.09%
Total capital adequacy ratio19.59%

 

Capital Related Disclosures under Basel III for Q3, 2019

 

Leverage Ratio Disclosures under Basel III for Q3, 2019

 

Capital adequacy as at September 30, 2019
CAD in thousands, except ratios
Tier – 1 capital588,433
Tier – 2 capital15,881
Total capital funds of the Bank604,314
Tier-1 capital adequacy ratio18.40%
Total capital adequacy ratio18.89%

 

Capital Related Disclosures under Basel III for Q2, 2019

 

Leverage Ratio Disclosures under Basel III for Q2, 2019

 

Capital adequacy as at June 30, 2019
CAD in thousands, except ratios
Tier – 1 capital574,489
Tier – 2 capital15,259
Total capital funds of the Bank589,748
Tier-1 capital adequacy ratio17.88%
Total capital adequacy ratio18.36%

 

Capital Related Disclosures under Basel III for Q1, 2019

 

Leverage Ratio Disclosures under Basel III for Q1, 2019

 

Capital adequacy as at March 31, 2019
CAD in thousands, except ratios
Tier – 1 capital562,404
Tier – 2 capital15,141
Total capital funds of the Bank577,545
Tier-1 capital adequacy ratio16.64%
Total capital adequacy ratio17.08%

Pillar 3 Disclosures for the year ending December 31, 2018

 

Capital Related Disclosures under Basel III for Q4, 2018

 

Leverage Ratio Disclosures under Basel III for Q4, 2018

 

Capital adequacy as at December 31, 2018
CAD in thousands, except ratios
Tier – 1 capital573,977
Tier – 2 capital18,953
Total capital funds of the Bank592,930
Tier-1 capital adequacy ratio16.02%
Total capital adequacy ratio16.55%

 

Capital Related Disclosures under Basel III for Q3, 2018

 

Leverage Ratio Disclosures under Basel III for Q3, 2018

 

Capital adequacy as at September 30, 2018
CAD in thousands, except ratios
Tier – 1 capital558,644
Tier – 2 capital17,412
Total capital funds of the Bank576,056
Tier-1 capital adequacy ratio16.74%
Total capital adequacy ratio17.26%

 

Capital Related Disclosures under Basel III for Q2, 2018

 

Leverage Ratio Disclosures under Basel III for Q2, 2018

 

Capital adequacy as at June 30, 2018
CAD in thousands, except ratios
Tier – 1 capital546,792
Tier – 2 capital17,485
Total capital funds of the Bank564,277
Tier-1 capital adequacy ratio17.03%
Total capital adequacy ratio17.57%

 

Capital Related Disclosures under Basel III for Q1, 2018

 

Leverage Ratio Disclosures under Basel III for Q1, 2018

 

Capital adequacy as at March 31, 2018
CAD in thousands, except ratios
Tier – 1 capital532,734
Tier – 2 capital21,039
Total capital funds of the Bank553,773
Tier-1 capital adequacy ratio16.65%
Total capital adequacy ratio17.31%

Pillar 3 Disclosures for the year ending December 31, 2017

 

Capital Related Disclosures under Basel III for Q4, 2017

 

Leverage Ratio Disclosures under Basel III for Q4, 2017

 

Capital adequacy as at December 31, 2017
CAD in thousands, except ratios
Tier – 1 capital648,462
Tier – 2 capital0
Total capital funds of the Bank648,462
Tier-1 capital adequacy ratio21.06%
Total capital adequacy ratio21.06%

 

Capital Related Disclosures under Basel III for Q3, 2017

 

Leverage Ratio Disclosures under Basel III for Q3, 2017

 

Capital adequacy as at September 30, 2017
CAD in thousands, except ratios
Tier – 1 capital640,273
Tier – 2 capital0
Total capital funds of the Bank640,273
Tier-1 capital adequacy ratio21.19%
Total capital adequacy ratio21.19%

 

Capital Related Disclosures under Basel III for Q2, 2017

 

Leverage Ratio Disclosures under Basel III for Q2, 2017

 

Capital adequacy as at June 30, 2017
CAD in thousands, except ratios
Tier – 1 capital629,114
Tier – 2 capital0
Total capital funds of the Bank629,114
Tier-1 capital adequacy ratio21.62%
Total capital adequacy ratio21.62%

 

Capital Related Disclosures under Basel III for Q1, 2017

 

Leverage Ratio Disclosures under Basel III for Q1, 2017

 

Capital adequacy as at March 31, 2017
CAD in thousands, except ratios
Tier – 1 capital619,194
Tier – 2 capital0
Total capital funds of the Bank619,194
Tier-1 capital adequacy ratio21.84%
Total capital adequacy ratio21.84%

Pillar 3 Disclosures for the year ending December 31, 2016

 

Capital Related Disclosures under Basel III for Q4, 2016

 

Leverage Ratio Disclosures under Basel III for Q4, 2016

 

Capital adequacy as at December 31, 2016
CAD in thousands, except ratios
Tier – 1 capital733,796
Tier – 2 capital0
Total capital funds of the Bank733,796
Tier-1 capital adequacy ratio24.65%
Total capital adequacy ratio24.65%

 

Capital Related Disclosures under Basel III for Q3, 2016

 

Leverage Ratio Disclosures under Basel III for Q3, 2016

 

Capital adequacy as at September 30, 2016
CAD in thousands, except ratios
Tier – 1 capital771,108
Tier – 2 capital0
Total capital funds of the Bank771,108
Tier-1 capital adequacy ratio24.91%
Total capital adequacy ratio24.91%

 

Capital Related Disclosures under Basel III for Q2, 2016

 

Leverage Ratio Disclosures under Basel III for Q2, 2016

 

Capital adequacy as at June 30, 2016
CAD in thousands, except ratios
Tier – 1 capital779,805
Tier – 2 capital0
Total capital funds of the Bank779,805
Tier-1 capital adequacy ratio22.51%
Total capital adequacy ratio22.51%

 

Capital Related Disclosures under Basel III for Q1, 2016

 

Leverage Ratio Disclosures under Basel III for Q1, 2016

 

Capital adequacy as at March 31, 2016
CAD in thousands, except ratios
Tier – 1 capital779,077
Tier – 2 capital0
Total capital funds of the Bank779,077
Tier-1 capital adequacy ratio23.63%
Total capital adequacy ratio23.63%

Basel – Pillar 3 Disclosures for 2015


Pillar 3 Disclosures for the year ending December 31, 2015

 

Capital Related Disclosures under Basel III for Q4, 2015

 

Leverage Ratio Disclosures under Basel III for Q4, 2015

 

Capital adequacy as at December 31, 2015
CAD in ‘000, except ratios
Tier – 1 capital851,053
Tier – 2 capital0
Total capital funds of the Bank851,053
Tier-1 capital adequacy ratio23.65%
Total capital adequacy ratio23.65%

 

Capital Related Disclosures under Basel III for Q3, 2015

 

Capital adequacy as at September 30, 2015
CAD in ‘000, except ratios
Tier – 1 capital849,368
Tier – 2 capital0
Total capital funds of the Bank849,368
Tier-1 capital adequacy ratio25.21%
Total capital adequacy ratio25.21%

 

Capital Related Disclosures under Basel III for Q2 2015

 

Capital adequacy as at June 30, 2015
CAD in ‘000, except ratios
Tier – 1 capital846,018
Tier – 2 capital0
Total capital funds of the Bank846,018
Tier-1 capital adequacy ratio27.66%
Total capital adequacy ratio27.66%

 

Capital Related Disclosures under Basel III for Q1 2015

 

Capital adequacy as at March 31, 2015
CAD in ‘000, except ratios
Tier – 1 capital838,576
Tier – 2 capital25,000
Total capital funds of the Bank863,576
Tier-1 capital adequacy ratio27.69%
Total capital adequacy ratio28.52%

Pillar 3 Disclosures for the year ending December 31, 2014

 

Capital Related Disclosures under Basel III for Q4 2014

 

Capital adequacy as at December 31, 2014
CAD in ‘000, except ratios
Tier – 1 capital939,360
Tier – 2 capital30,000
Total capital funds of the Bank969,360
Tier-1 capital adequacy ratio32.15%
Total capital adequacy ratio33.17%

 

Capital Related Disclosures under Basel III for Q3 2014

 

Capital adequacy as at September 30, 2014
CAD in ‘000, except ratios
Tier – 1 capital939,898
Tier – 2 capital30,000
Total capital funds of the Bank969,898
Tier-1 capital adequacy ratio32.92%
Total capital adequacy ratio33.98%

 

Capital Related Disclosures under Basel III for Q2 2014

 

Capital adequacy as at June 30, 2014
CAD in ‘000, except ratios
Tier – 1 capital937,456
Tier – 2 capital35,000
Total capital funds of the Bank972,456
Tier-1 capital adequacy ratio29.48%
Total capital adequacy ratio30.58%

 

Capital Related Disclosures under Basel III for Q1 2014

 

Capital adequacy as at March 31, 2014
CAD in ‘000, except ratios
Tier – 1 capital923,654
Tier – 2 capital35,000
Total capital funds of the Bank958,654
Tier-1 capital adequacy ratio28.65%
Total capital adequacy ratio29.73%

Pillar 3 Disclosures for the year ending December 31, 2013

 

Capital Related Disclosures under Basel III for Q4 2013

 

Capital adequacy as at December 31, 2013
CAD in ‘000, except ratios
Tier – 1 capital947,264
Tier – 2 capital40,000
Total capital funds of the Bank987,264
Tier-1 capital adequacy ratio30.33%
Total capital adequacy ratio31.61%

 

Capital Related Disclosures under Basel III for Q3 2013

 

Capital adequacy as at September 30, 2013
CAD in ‘000, except ratios
Tier – 1 capital936,789
Tier – 2 capital40,000
Total capital funds of the Bank976,789
Tier-1 capital adequacy ratio29.96%
Total capital adequacy ratio31.24%

 

Capital Related Disclosures under Basel III for Q2 2013

 

Capital adequacy as at June 30, 2013
CAD in ‘000, except ratios
Tier – 1 capital924,544
Tier – 2 capital45,000
Total capital funds of the Bank969,544
Tier-1 capital adequacy ratio29.57%
Total capital adequacy ratio31.01%

 

Capital Related Disclosures under Basel III for Q1 2013

 

Capital adequacy as at March 31, 2013
CAD in ‘000, except ratios
Tier – 1 capital1,015,144
Tier – 2 capital45,000
Total capital funds of the Bank1,060,144
Tier-1 capital adequacy ratio31.81%
Total capital adequacy ratio33.22%

Pillar 3 Disclosures for the year ending December 31, 2012

 

Capital adequacy as at December 31, 2012
CAD in ‘000, except ratios
Tier – 1 capital995,286
Tier – 2 capital63,212
Total capital funds of the Bank1,058,498
Tier-1 capital adequacy ratio32.48%
Total capital adequacy ratio34.54%

 

Capital adequacy as at September 30, 2012
CAD in ‘000, except ratios
Tier – 1 capital983,714
Tier – 2 capital57,038
Total capital funds of the Bank1,040,752
Tier-1 capital adequacy ratio32.15%
Total capital adequacy ratio34.01%

 

Capital adequacy as at June 30, 2012
CAD in ‘000, except ratios
Tier – 1 capital974,400
Tier – 2 capital57,039
Total capital funds of the Bank1,031,439
Tier-1 capital adequacy ratio30.03%
Total capital adequacy ratio31.79%

 

Capital adequacy as at March 31, 2012
CAD in ‘000, except ratios
Tier – 1 capital986,492
Tier – 2 capital61,119
Total capital funds of the Bank1,047,611
Tier-1 capital adequacy ratio29.85%
Total capital adequacy ratio31.69%

Capital adequacy as at December 31, 2011
CAD in ‘000, except ratios
Tier – 1 capital976,155
Tier – 2 capital61,083
Total capital funds of the Bank1,037,238
Tier-1 capital adequacy ratio29.73%
Total capital adequacy ratio31.59%

 

Capital adequacy as at September 30, 2011
CAD in ‘000, except ratios
Tier – 1 capital968,170
Tier – 2 capital56,808
Total capital funds of the Bank1,024,978
Tier-1 capital adequacy ratio27.70%
Total capital adequacy ratio29.32%

 

Capital adequacy as at June 30, 2011
CAD in ‘000, except ratios
Tier – 1 capital966,372
Tier – 2 capital57,324
Total capital funds of the Bank1,023,696
Tier-1 capital adequacy ratio26.90%
Total capital adequacy ratio28.50%

 

Capital adequacy as at March 31, 2011
CAD in ‘000, except ratios
Tier – 1 capital953,999
Tier – 2 capital57,351
Total capital funds of the Bank1,011,350
Tier-1 capital adequacy ratio24.83%
Total capital adequacy ratio26.32%

Capital adequacy as at December 31, 2010
CAD in ‘000, except ratios
Tier – 1 capital955,979
Tier – 2 capital55,348
Total capital funds of the Bank1,011,327
Tier-1 capital adequacy ratio25.04%
Total capital adequacy ratio26.49%

 

Capital adequacy as at September 30, 2010
CAD in ‘000, except ratios
Tier – 1 capital947,304
Tier – 2 capital54,452
Total capital funds of the Bank1,001,756
Tier-1 capital adequacy ratio21.67%
Total capital adequacy ratio22.91%

 

Capital adequacy as at June 30, 2010
CAD in ‘000, except ratios
Tier – 1 capital940,350
Tier – 2 capital52,150
Total capital funds of the Bank992,500
Tier-1 capital adequacy ratio21.30%
Total capital adequacy ratio22.48%

 

Capital adequacy as at March 31, 2010
CAD in ‘000, except ratios
Tier – 1 capital940,712
Tier – 2 capital51,675
Total capital funds of the Bank992,387
Tier-1 capital adequacy ratio22.16%
Total capital adequacy ratio23.37%

Capital adequacy as at December 31, 2009
CAD in ‘000, except ratios
Tier – 1 capital931,438
Tier – 2 capital50,467
Total capital funds of the Bank981,905
Tier-1 capital adequacy ratio22.26%
Total capital adequacy ratio23.47%

 

Capital adequacy as at September 30, 2009
CAD in ‘000, except ratios
Tier – 1 capital947,990
Tier – 2 capital67,486
Total capital funds of the Bank1,015,476
Tier-1 capital adequacy ratio21.68%
Total capital adequacy ratio23.22%

 

Capital adequacy as at June 30, 2009
CAD in ‘000, except ratios
Tier – 1 capital937,741
Tier – 2 capital67,476
Total capital funds of the Bank1,005,217
Tier-1 capital adequacy ratio20.54%
Total capital adequacy ratio22.02%

 

Capital adequacy as at March 31, 2009
CAD in ‘000, except ratios
Tier – 1 capital928,924
Tier – 2 capital67,312
Total capital funds of the Bank996,236
Tier-1 capital adequacy ratio18.55%
Total capital adequacy ratio19.89%

Capital adequacy as at December 31, 2008
CAD in ‘000, except ratios
Tier – 1 capital685,839
Tier – 2 capital67,412
Total capital funds of the Bank753,251
Tier-1 capital adequacy ratio14.78%
Total capital adequacy ratio16.23%

 

Capital adequacy as at September 30, 2008
CAD in ‘000, except ratios
Tier – 1 capital452,100
Tier – 2 capital70,522
Total capital funds of the Bank522,622
Tier-1 capital adequacy ratio13.00%
Total capital adequacy ratio15.03%

 

Capital adequacy as at June 30, 2008
CAD in ‘000, except ratios
Tier – 1 capital349,046
Tier – 2 capital42,861
Total capital funds of the Bank391,907
Tier-1 capital adequacy ratio13.80%
Total capital adequacy ratio15.50%

 

Capital adequacy as at March 31, 2008
CAD in ‘000, except ratios
Tier – 1 capital350,852
Tier – 2 capital45,388
Total capital funds of the Bank396,240
Tier-1 capital adequacy ratio18.91%
Total capital adequacy ratio21.35%

play-arrow
pause-arrow